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Home » Archives for Larry Parman, Attorney at Law » Page 2

Larry Parman, Attorney at Law

Why Do You Need an Elder Law Attorney?

January 31, 2023 by Larry Parman, Attorney at Law

The term “elder law attorney” may sound kind of confusing at first. Why would anyone need a certain type of legal representation just because they are a senior? That’s a good question, and we provide the answer in this post. Key Medicare Limitation If you have paid into the program sufficiently throughout your working life, you will qualify for Medicare when you reach the age of 65. Though there are out-of-pocket costs, Medicare will pay for most of the health care expenses that seniors … [Read more...] about Why Do You Need an Elder Law Attorney?

Filed Under: Elder Law Tagged With: elder law attorney, Medicaid planning, nursing home asset protection

Inheritance Planning for Blended Families

January 26, 2023 by Larry Parman, Attorney at Law

inheritance planning

A significant percentage of first marriages end in divorce, and most of these individuals get remarried eventually. Of course, there are also widows and widowers that tie the knot. As a result, we have a lot of blended families in the United States. If you are getting remarried as a parent, you should definitely consider the inheritance planning implications. Honest Communication It can be a bit scary to propose to your significant other. It is such a big step for you, and of course, there … [Read more...] about Inheritance Planning for Blended Families

Filed Under: Estate Planning Tagged With: inheritance planning for blended families, pre-marital agreement, QTIP trust

4 Things Trusts Do That Wills Can’t Do

January 24, 2023 by Larry Parman, Attorney at Law

wills and trusts

Far too many people assume that estate planning boils down to the creation of a will. In fact, there are limitations when you use a will. On the other hand, there are trusts that can accomplish things that cannot be done with a will. In this post, we will look at four of them. Nursing Home Asset Protection When you reach the age of 67, your life expectancy is 87 years if you are a woman, and 85 years if you are a man. Most people expect to live long enough to collect Social Security. If you … [Read more...] about 4 Things Trusts Do That Wills Can’t Do

Filed Under: Estate Planning Tagged With: estate tax efficiency, nursing home asset protection, special needs planning, spendthrift protection planning

Downsizing Can Be Part of Your Estate Plan

January 19, 2023 by Larry Parman, Attorney at Law

advance estate planning property liquidation

People typically think of estate planning as an exercise in document creation. At some point, you create a will or a trust, and you state your wishes with regard to the division of your property. This is certainly at the root of the endeavor, but you could embrace a more hands-on, holistic approach. Family Home and Vacation Property If you have lived in the same home for many years, it is naturally going to have sentimental value. This is especially true if you raised your family on the … [Read more...] about Downsizing Can Be Part of Your Estate Plan

Filed Under: Estate Planning Tagged With: Elder Law, Estate Planning, inheritance planning

6 Things You Should Know About Long-Term Care for Seniors

January 17, 2023 by Larry Parman, Attorney at Law

Medicaid planning

Elder law attorneys focus on legal and financial matters that are of interest to senior citizens. The primary issue that we deal with on a day-to-day basis is the matter of long-term care for seniors. If you are assuming that it will take care of itself one way or another, you may be surprised when you hear the facts. In this post, we will share five things everyone should know about the subject. Most Seniors Will Need It It is hard to envision a time when you will become unable to take … [Read more...] about 6 Things You Should Know About Long-Term Care for Seniors

Filed Under: Elder Law Tagged With: Medicaid Planning Oklahoma, Medicaid trust, nursing home asset protection

Prevent the Nightmare of Ancillary Probate

January 12, 2023 by Larry Parman, Attorney at Law

ancillary probate

When you buy a vacation home out-of-state, you are making an investment that you can enjoy on an ongoing basis. Your family members and friends can get together when you all have spare time. Memories are made when you can relax and enjoy the vacation experience. If you are in this position, you should consider the estate planning implications when it comes to the estate administration process. Simple Will and Probate When a will is used to facilitate postmortem asset transfers, the executor … [Read more...] about Prevent the Nightmare of Ancillary Probate

Filed Under: Estate Planning Tagged With: ancillary probate, Estate Administration, living trust benefits

Is Your Estate Plan Missing Some Important Pieces?

January 10, 2023 by Larry Parman, Attorney at Law

estate plan

Comprehensive estate planning involves covering all your bases. There is no reason to settle for uncertain outcomes, or less than ideal results. If you have not discussed all of the finer points with an estate planning lawyer, your plan could be lacking in various ways. In the end, your family can pay a price when your estate plan is incomplete. With this in mind, we will look at some of the estate plan components that are often overlooked. Alternate Beneficiary and Executor … [Read more...] about Is Your Estate Plan Missing Some Important Pieces?

Filed Under: Estate Planning Tagged With: alternate beneficiaries, Incapacity Planning, letter of last instruction

Take These Steps to Prevent an Estate Contest

January 5, 2023 by Larry Parman, Attorney at Law

estate contest no-contest clause

A well-constructed estate plan will take the administration phase into account. It is important to make sure that you do everything possible to ensure the facilitation of hassle-free distributions to the heirs. Clearly, an estate contest would create a messy, time-consuming situation, and there are steps that you can take to make this outcome less likely. Don’t Drag Your Feet Surveys that are conducted to gauge the estate planning preparedness of American adults consistently yield … [Read more...] about Take These Steps to Prevent an Estate Contest

Filed Under: Estate Planning Tagged With: estate contest, no-contest clause, Probate Avoidance

When Should You First Create an Estate Plan?

January 3, 2023 by Larry Parman, Attorney at Law

estate plan

Surveys that are conducted find that most Americans are unprepared from an estate planning perspective. In fact, Caring.com has been providing relevant figures on an annual basis for many years. Year after year, they find that two out of three people do not have estate plans in place. Curiously, when they look further, they have found that most people without plans know that it is important, yet they procrastinate for one reason or another. Some of them do not act because they feel they don't … [Read more...] about When Should You First Create an Estate Plan?

Filed Under: Estate Planning Tagged With: estate planning for young families, first estate plan, Incapacity Planning

What Are the Benefits of Living Trusts in Oklahoma?

December 29, 2022 by Larry Parman, Attorney at Law

living trust

Living trusts are widely utilized by people that take the time to gain an understanding of the advantages they provide. In this post, we will look at the benefits of living trusts in Oklahoma. Efficient Administration and Spendthrift Protections There are two features that stand out in a big way, and one of them is the streamlined estate administration. If you use a will instead of a living trust, you would name an executor to administer the estate. They would be required to admit the will … [Read more...] about What Are the Benefits of Living Trusts in Oklahoma?

Filed Under: Estate Planning Tagged With: living trust, Probate Avoidance, spendthrift protection planning

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