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Parman & Easterday

Oklahoma Estate Planning Attorneys

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Home » Long-Term Care

Long-Term Care

Is Long-Term Care Insurance a Good Investment?

March 2, 2021 by Larry Parman, Attorney at Law

long-term care insurance

Before we provide some information about long-term care insurance, we should explain why the matter should be on your radar. The United States Department of Health and Human Services maintains the LongTermCare.gov website, and you should check it out if you are looking ahead toward your senior years. They share many relevant statistics on the site, and one of them is particularly attention-getting. Seven out of every 10 people that are turning 65 on any given day will need living … [Read more...] about Is Long-Term Care Insurance a Good Investment?

Filed Under: Elder Law, Insurance, Long-Term Care Tagged With: long term care insurance, nursing home asset protection

Is Long-Term Care Insurance Worth the Cost?

August 4, 2020 by Larry Parman, Attorney at Law

Oklahoma City legacy planning attorney

One of the most important goals of your estate plan should be to protect both you and your assets during your lifetime. To do that, you need to consider the very real possibility that you will need long-term care (LTC) at some point in your life. The question is, how will you pay the prohibitive cost of that care? One option is to purchase long-term care insurance. Then the question becomes, is it really worth the cost? To answer these questions, an Oklahoma City Medicaid planning attorney at … [Read more...] about Is Long-Term Care Insurance Worth the Cost?

Filed Under: Long-Term Care

Why Is Long-Term Care Planning Important?

June 9, 2020 by Larry Parman, Attorney at Law

Oklahoma City Medicaid planning attorney

Although your initial estate plan will likely focus primarily on the distribution of your estate assets after you are gone, that plan should grow and expand to include additional goals and objectives. One of the additional components you choose to add to your estate plan should be long-term care planning.  An Overland Park Medicaid attorney at Parman & Easterday explains why long-term care planning is important. The Cost of Long-Term Care When you reach retirement age (at age 65) you … [Read more...] about Why Is Long-Term Care Planning Important?

Filed Under: Long-Term Care

Alzheimer’s Alone Makes Incapacity Planning a Must

March 19, 2020 by Larry Parman, Attorney at Law

Overland Park elder law lawyers

Alzheimer's disease causes dementia, and dementia can cause victims to lose their capacity to make sound decisions. People are living longer than ever, with the 10 year age group comprised of people between 85 and 94 years old growing faster than any other from the year 2000 to 2010 according to the United States Census Bureau. Once you reach the age of 85 Alzheimer's becomes a very real threat with upwards of 45% of the "oldest old" suffering from the disease according to the Alzheimer's … [Read more...] about Alzheimer’s Alone Makes Incapacity Planning a Must

Filed Under: Long-Term Care Tagged With: nursing homes, oklahoma special needs trusts, Probate, Social Security

Key Reasons Not to Wait to Make a Medicaid Plan

May 21, 2019 by Larry Parman, Attorney at Law

overland park medicaid attorneys

If you haven't already done so, you should contact our Overland Park Medicaid attorneys to help with the creation of your Medicaid plan well before you find yourself needing Medicaid to help pay for the costs of your healthcare.  If you do not have a Medicaid plan, you are vulnerable to significant financial expense and could forfeit your opportunity to leave a legacy for your loved ones. You don't want to take this chance. Parman & Easterday can provide guidance on whether you need … [Read more...] about Key Reasons Not to Wait to Make a Medicaid Plan

Filed Under: Long-Term Care

What Oklahoma City Medicaid Planning Attorneys Want You to Know

July 12, 2018 by Larry Parman, Attorney at Law

Oklahoma city medicaid planning

Oklahoma City Medicaid planning attorneys can help you create a plan to protect assets and ensure tou receive the care you need. Many people do not realize they should create a Medicaid plan now or they will wind up waiting too long to make a plan and end up losing the opportunity to protect their assets. Unfortunately, this mistake that can affect the legacy you are able to leave to loved ones.  Parman & Easterday will make sure you have the right plans in place to protect the … [Read more...] about What Oklahoma City Medicaid Planning Attorneys Want You to Know

Filed Under: Long-Term Care

Why is Special Needs Planning Important to Ensure Continued Access to Medical Care?

June 5, 2018 by Larry Parman, Attorney at Law

medicaid attorneys

Medicaid attorneys at Parman & Easterday can provide you with assistance if you are making plans to provide a financial gift to any person who is seriously disabled or who has special needs that require specialized care. If you are planning on giving a financial gift during your lifetime or as a part of your legacy, you need to work with an attorney first so your efforts to provide financial support do not backfire.  Parman & Easterday is here to help you understand what the … [Read more...] about Why is Special Needs Planning Important to Ensure Continued Access to Medical Care?

Filed Under: Long-Term Care, Special Needs Planning

Will Medicare Cover All Your Healthcare Costs as a Senior?

May 1, 2018 by Larry Parman, Attorney at Law

Overland Park Medicaid attorneys at Parman & Easterday can provide you with assistance in making certain you are able to afford all your healthcare costs as you get older. Many people have misconceptions about Medicare coverage and believe Medicare will be sufficient to provide for their healthcare needs during their golden years. Unfortunately, this is often not the case. If you have not made plans to cover care costs that Medicare won't pay, you could find yourself in a dire … [Read more...] about Will Medicare Cover All Your Healthcare Costs as a Senior?

Filed Under: Long-Term Care

What Does Skilled Nursing Care Mean And Why Does It Matter?

March 20, 2018 by Larry Parman, Attorney at Law

Oklahoma City Medicaid Planning

Our Oklahoma City Medicaid planning attorneys provide assistance with making a Medicaid plan so you can afford the costs of care  you may need if you get sick or as you get older. It is very important to understand the rules for getting your care covered, as nursing home care or in-home care could cost thousands of dollars every single month.  If you are not aware of the coverage rules, you could end up spending your entire life savings on nursing home care.  Parman … [Read more...] about What Does Skilled Nursing Care Mean And Why Does It Matter?

Filed Under: Long-Term Care, Medicaid, Medicare, Nursing Homes

Senior Meal Programs Could Be Cut Due To Insufficient Funding

August 1, 2017 by Larry Parman, Attorney at Law

Oklahoma City elder law attorney

An Oklahoma City elder law attorney provides assistance to seniors to take advantage of helpful programs as they age. As seniors get older, many require more assistance with  basic activities of daily living. Sometimes, the level of need becomes so great that a senior needs help in his home from a long term care professional or must move into assisted living or a nursing home. In many situations, however, senior meal programs, adult daycare and other community-based … [Read more...] about Senior Meal Programs Could Be Cut Due To Insufficient Funding

Filed Under: Long-Term Care

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OKLAHOMA CITY, OK
13913 Quail Pointe Drive, Suite B
Oklahoma City, OK 73134
Phone: (405) 843-6100
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OVERLAND PARK, KS
10740 Nall Avenue, Suite 160
Overland Park, KS 66211
Phone: (913) 385-9400
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