If you require costly long-term care that other kinds of insurance will not cover, our Oklahoma City Medicaid planning attorneys can help you make plans to qualify for Medicaid. Millions of seniors rely on Medicaid to supplement their Medicare coverage and provide payment for services that Medicare does not pay for - specifically, your stay in a nursing home. If you will need Medicaid to pay for your nursing home or at-home care, it is important that you work with an experienced … [Read more...]
Seniors Want A Say In Retirement Living Options
An elder law attorney provides help to seniors in taking control over their own future. One of the biggest concerns many people have as they get older centers around where they will live. If seniors are no longer able to live independently, decisions will need to be made about whether the senior should move into an assisted living or nursing home care community. This can be a very difficult situation, as there are often concerns about the quality of different facilities and about how care in a … [Read more...]
What Caregivers Need To Know About Medicaid
Oklahoma City Medicaid attorneys provide help to caregivers who are caring for a loved one. Whether you are caring for an aging parent, a disabled child, a sibling, or anyone else in your life, we can explain the benefits and services available to enhance the quality of life for the patient for whom you are providing care. Parman & Easterday has assisted many caregivers, patients, and their families with a wide variety of issues related to illness and the aging process. One key … [Read more...]
What Does Custodial Care Mean And Why Does It Matter?
As we get older, many people experience a need for custodial care (which often includes care in a nursing home). There is a substantial chance that you may need custodial care as you age or get sick. Understanding what custodial care is can be very important because this kind of care can be very expensive and is usually not covered by your existing insurance policies, including Medicare. If you think you may need custodial care, Parman & Easterday is here to help. We can assist you in … [Read more...]
Oklahoma City Senior Living Residents Take on Heart Disease
Oklahoma City elder law attorneys provide assistance to seniors in taking steps to ensure the highest possible quality of life during their golden years. Our legal team helps people of all ages, including young people, make plans to invest for retirement, protect assets, plan for incapacity, and leave a legacy. By making the right plans and using the right legal tools throughout the course of your life, you should be able to build a nice nest egg and have enough money to live on comfortably … [Read more...]
What Nursing Home Expenses are Covered By Insurance?
Unknown to most people, nursing home expenses are far higher than most people will be able to pay. The cost of even a semi-private room in a nursing home is astronomically high, with bills coming in at more than $100,000 a year in many cases. Obviously, even if you have been saving money for your entire life and have invested wisely, paying more than $100,000 a year for your care is going to force you to run through your nest egg very quickly. You do not want to lose all you have worked … [Read more...]
Latter Life Expenses Loom Large
There is no issue of interest to the elder law community more attention-getting than that of long-term care costs. According to the United States Department of Health and Human Services, seven out of ten Americans will eventually require some type of long-term care. You will probably need care, and Medicare won't pay for it. All that's left is to get out your checkbook, right? That may be an option, but in 2016 the average annual expense for a private room in a nursing home was over … [Read more...]
Latter Life Expenses Loom Large
There is no issue of interest to the elder law community that is more attention-getting than that of long-term care costs. According to the United States Department of Health and Human Services seven out of ten Americans will eventually require some type of long-term care. So you will probably need care, and Medicare won't pay for it. All that's left is to get out your checkbook, right? That may be an option, but in 2016 the average annual expense for a private room in a nursing home was … [Read more...]
When Is It Too Late to Engage in Medicaid Planning?
Sometimes people say "it is never too late." This may be true about some things, but there is such a thing as closing the stable door after the horse has bolted. You need to keep this in mind when it comes to Medicaid planning in Oklahoma, Kansas or Missouri. Why Medicaid? If you have worked hard all your life you may wonder why you should even consider the subject of Medicaid. The simple answer is that you have paid into the program during your working career, … [Read more...]
Care Management for the Elderly
As we get older, thinking about retirement and aging can raise many questions, both for the person getting older and their adult children. Most start with, “how am I going to pay for…” How are you going to pay for all the care you may need and what are all your care options? It’s important to think about care management, not just for financial reasons but to ensure you get the best care possible for yourself or a grandparent, mother or father who may need it. It’s never too early to get … [Read more...]
