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Home » Retirement Planning

Retirement Planning

Some Out-Of-Pocket Medicare Costs Will Go Up in 2021

January 5, 2021 by Larry Parman, Attorney at Law

Medicare premiums

As elder law attorneys, we keep a finger on the pulse of government benefits for seniors, and Medicare is one of them. In this post, we are going to share some recently released information about the relatively modest out-of-pocket cost increases seniors will face in 2021. Four Distinct Parts Medicare is broken up into four distinct parts. Part A is the hospitalization component.  There is not a monthly premium if you have earned eligibility through your payroll tax contributions. To … [Read more...] about Some Out-Of-Pocket Medicare Costs Will Go Up in 2021

Filed Under: Retirement Planning Tagged With: Medicare premiums and deductibles, Retirement Planning

2021 Social Security COLA News

December 1, 2020 by Larry Parman, Attorney at Law

retirement planning 3

As elder law attorneys, we keep a finger on the pulse of government programs that seniors rely on, and the existing parameters are updated annually. At the time of this writing, Medicare has not released their revised figures, but we can pass along some news from the Social Security Administration. Cost of Living Adjustment (COLA) Prices tend to rise, and when all or part of your income is fixed, this is a source of concern. Fortunately, Social Security usually provides cost-of-living … [Read more...] about 2021 Social Security COLA News

Filed Under: Retirement Planning Tagged With: Retirement Planning, Social Security COLA

Retirement Destinations and Taxation

November 19, 2020 by Larry Parman, Attorney at Law

retirement planning 3

The active retirement years can be among the best years of your life if you take the right financial steps along the way to prepare yourself. If you are in a position to choose your ideal retirement lifestyle, you may consider relocation. Mild weather is a priority for many people, and there are other quality of life factors that enter the picture. These would include the dining scene, access to recreation and culturally enriching activities, and a highly rated health care system. On a … [Read more...] about Retirement Destinations and Taxation

Filed Under: Retirement Planning Tagged With: state estate taxes, taxes on retirement income

Retirement Planning and Your Estate Plan

July 2, 2020 by Larry Parman, Attorney at Law

Oklahoma City retirement planning attorney

The earlier you begin planning for retirement the less you will need to save in the long run. In fact, you might be amazed to find out what a huge difference it makes to start saving earlier in your working career. To ensure that your retirement plan works as intended, however, it should be created in conjunction with your overall estate plan. An Oklahoma City retirement planning attorney at Parman & Easterday offers discusses how retirement planning fits into your estate plan. Retirement … [Read more...] about Retirement Planning and Your Estate Plan

Filed Under: Retirement Planning

The Downside of Taking Early Retirement

January 7, 2020 by Larry Parman, Attorney at Law

Oklahoma City retirement planning attorney

Most of us start thinking about retirement fairly early on in our working career. As we get closer to retirement age, we need to make a number of important decisions about our retirement. At what age we should begin accepting Social Security retirement benefits is one of those decisions. Before you decide to accept your retirement benefits early, an Oklahoma City retirement planning attorney at Parman & Easterday explains the downside of doing so. Understanding the Social Security … [Read more...] about The Downside of Taking Early Retirement

Filed Under: Retirement Planning

At What Age Should I Retire?

September 26, 2019 by Larry Parman, Attorney at Law

Overland Park retirement planning attorneys

For millions of Americans, Social Security retirement benefits will play a significant role in their retirement planning budget. If you are one of these, you may be wondering at what age you should retire and start accepting your benefits. Because it actually matters, the Overland Park retirement planning attorneys at Parman & Easterday explain how the age at which you begin accepting Social Security retirement benefits will impact your benefit amount. The Social Security Retirement … [Read more...] about At What Age Should I Retire?

Filed Under: Retirement Planning

Why A New Job Means It Is Time to Talk with an Overland Park Elder Law Attorney

February 20, 2018 by Larry Parman, Attorney at Law

Overland Park elder law attorney

If you have a new job, you may want to think about talking to an Overland Park elder law attorney about your financial situation and your future planning. A new job is a time of new beginnings in your life. Maybe you have received a promotion and are earning more income, or maybe the new job offers different benefits than at your old position. An attorney can help you address the financial issues and opportunities your new position creates.  Parman & Easterday has extensive … [Read more...] about Why A New Job Means It Is Time to Talk with an Overland Park Elder Law Attorney

Filed Under: Asset Protection, Financial Planning, Insurance, Retirement Planning

Seniors Want A Say In Retirement Living Options

February 8, 2018 by Larry Parman, Attorney at Law

elder law attorney

An elder law attorney provides help to seniors in taking control over their own future. One of the biggest concerns many people have as they get older centers around where they will live. If seniors are no longer able to live independently, decisions will need to be made about whether the senior should move into an assisted living or nursing home care community. This can be a very difficult situation, as there are often concerns about the quality of different facilities and about how care in a … [Read more...] about Seniors Want A Say In Retirement Living Options

Filed Under: Nursing Homes, Retirement Planning

Retirement Planning: Consider Limitations

March 28, 2017 by Larry Parman, Attorney at Law

When planning for possible retirement, you have a lot of things to think about. There is the matter of financing your active retirement years, and there are some additional expenses that could arise during your twilight years. Accumulating necessary resources can be challenging for many individuals. Social Security income is quite limited. Sometimes there are no easy answers. Full retirement can be elusive. Many people are deciding to continue to work even after they … [Read more...] about Retirement Planning: Consider Limitations

Filed Under: Retirement Planning Tagged With: Reverse Mortgages, Veterans Benefits Planning

Retirement Planning: Consider Limitations

March 28, 2017 by Larry Parman, Attorney at Law

When planning for possible retirement, you have a lot of things to think about. There is the matter of financing your active retirement years, and there are some additional expenses that could arise during your twilight years. Accumulating necessary resources can be challenging for many individuals. Social Security income is quite limited. Sometimes there are no easy answers. Full retirement can be elusive. Many people are deciding to continue to work even after they … [Read more...] about Retirement Planning: Consider Limitations

Filed Under: Retirement Planning Tagged With: Reverse Mortgages, Veterans Benefits Planning

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13913 Quail Pointe Drive, Suite B
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