Imagine driving to work when you are 70 years old, passing your neighbors as they are heading out on yet another vacation. You may shake your head and ask yourself why they are so “lucky.” Why do they get to enjoy their retirement dreams while you are stuck in the morning commute for yet another day?

There is indeed such a thing as luck. We hear about people winning the Powerball lottery all the time, and sometimes people find hidden treasures tucked away in their attics. Others purchase metal detectors and scour the beaches and fields seeking buried treasure. Perhaps some succeed.

However, in truth, many wise individuals would tell you that you make your own luck in this world. In most cases, careful advance planning is the difference between someone who is grinding it out forever and another individual who has been able to retire in comfort.

Taking certain steps to curtail your spending along the way while positioning financial resources in an intelligent and informed manner is part of the equation.

If you set goals and remain disciplined you will be encouraged by the steady progress that you see over the years. As a result it becomes relatively easy to stay on track as your ultimate goal starts to coalesce into reality.

Don’t let a lack of relevant knowledge and experience hold you back. Proven expertise is just a phone call away. If you are feeling “lucky,” take action right now to arrange for a consultation with a seasoned and savvy Oklahoma City financial planning attorney.

Larry Parman
Author, President and Founding Attorney
Parman & Easterday