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Home » Uncategorized » Are You Saving Enough for Retirement?

Are You Saving Enough for Retirement?

June 7, 2010 by Larry Parman, Attorney at Law

Frankly, most of us underestimate how much savings we will have to accumulate in order to support us during our retirement. So, in this area it’s never too early to start planning for the future.

And while most of us are happy to open an IRA or opt-in to employer-sponsored programs, very few of us give any real thought to how the future will affect what we’ve saved. After all, no one can anticipate what might lie down the road. Life expectancy continues to increase with the advancements of modern medicine so you may need much more money than you thought.

On the other hand, a serious illness or accident could topple your retirement savings and leave you and yours in a real bind.

What to do?

Consider these factors when planning for your retirement:

  • The type of lifestyle you want in retirement
  • What your health and physical condition might be
  • Your planned golden year activities such as traveling or hobbies
  • Mortgage payments, medical expenses, and other living costs
  • Preparation in case of a need for long term health care

And then look at all the different ways to save the maximum amount of your income now for a comfortable retirement later. A qualified estate planning attorney can help you coordinate your financial plans with your estate plan so that your wealth, your health and your loved ones are always protected.

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Larry Parman, Attorney at Law
Larry Parman, Attorney at Law
Founder and Owner at Parman & Easterday
After helping his own family deal with a lengthy probate and the IRS following his father’s untimely death in a farm accident, Larry Parman made a decision to help families create effective estate plans designed to reduce taxes, minimize legal interference with the transfer of assets to one’s heirs, and protect his clients’ assets from predators and creditors.
Larry Parman, Attorney at Law
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OKLAHOMA CITY, OK
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