An elder law attorney provides help to seniors in taking control over their own future. One of the biggest concerns many people have as they get older centers around where they will live. If seniors are no longer able to live independently, decisions will need to be made about whether the senior should move into an assisted living or nursing home care community. This can be a very difficult situation, as there are often concerns about the quality of different facilities and about how care in a nursing home will be paid for.
Parman & Easterday can provide help to seniors in making plans in advance in case they need nursing home care or long-term care at home. We can help seniors and their families research different long-term care options and make an advanced plan to get the appropriate care paid for while still preserving the financial assets necessary to leave a legacy. You should give us a call today to find out about the assistance we offer with the nursing home planning process.
Seniors Want A Say In Retirement Living Options
Recently, NewsOK addressed the issues that seniors face when it comes to retirement living options. The article indicated that seniors want to have a say in where they end up living when they are a retiree.
As NewsOK explains, many seniors are making a voluntary choice to move to a retirement community when they are still healthy and when they have the ability to make decisions themselves about what community is right for them. The decisions made by these seniors demonstrate how important it is to be in charge of where and how life will be lived as an older retiree.
NewsOK interviewed one resident of a senior living community who had made the decision to leave the community where she lived for 45 years to move into a retirement community. The woman indicated that she had made this decision, in part, because she had been left to determine where her own mother would live during her late retirement years — which was a stressful process for both mother and daughter.
She indicated that she had involved her own children in the planning process so everyone could find a community they were comfortable with and so her children would understand and support her decision.
NewsOK also interviewed another couple who had made the move to a retirement community and had lived there for several years. Like the first senior interviewed, this couple described having experiences caring for elderly parents which hardened their resolve to make their own decisions about where they would live and what they wanted their retirement years to be like.
Getting Help From An Elder Law Attorney
Having the freedom and flexibility to make your own decisions about where you want to live during retirement can significantly enhance your quality of life. No one wants to be forced into a position where a decision has to be made quickly in a medical emergency about an appropriate care environment, and no senior wants to be left incapacitated and unable to make this decision for himself. Unfortunately, this can happen when no plans are made for senior care.
Financial issues can also be a big worry when a discussion is going on about where a senior should live during retirement, especially as many communities are very expensive. Expense becomes a major issue because most types of nursing home care or retirement care communities are not covered at all by Medicare. If seniors have no long-term health care insurance coverage for a nursing home, or for long-term care at home, or for the costs of an assisted living facility, they may have no choice but to pay out of pocket. This could result in a life savings being spent very quickly, especially in situations where a senior must move into a nursing home where there is more intensive care provided.
Parman & Easterday offers assistance to seniors when they are addressing different situations that deal with control over their own future. We can also help younger people make a plan to protect their estate from expensive long-term health care during their senior years so they can hand assets down to their loved ones rather than spending everything they have on nursing home care. To find out more about how our firm can help you, give us a call today at (405) 843-6100 or contact us online. You can also join us for a free seminar to find out more about how our firm can help you.
Since founding Parman & Easterday in 1985, Larry has led over 1,000 free, community-service education programs and helped more than 10,000 Oklahoma families go from putting off their estate plan to getting it done. His goal for every client is the same: to become the person their family calls "the one who took care of everything."
Larry is the author of three books: The Straight Shooter's Guide to Estate Planning; Estate Planning Basics; and Guiding Those Left Behind in Oklahoma. He served as Oklahoma's Secretary of State and Secretary of Commerce, and his firm is the only member of the American Academy of Estate Planning Attorneys in the state.
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